A & A Walters are a former


Golden Charter

'National Funeral Planner of the Year'

Golden Charter

'West Mids. & North Wales Funeral Planner of the Year'

8-times Winner

What is a funeral plan?

The money you pay is held in trust until such times it is called upon. It is not held by A & A Walters or associated companies. Our funeral plans are FCA (Financial Conduct Authority) complaint.

A pre-paid funeral plan is a secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss. Money that you pay is held by the Golden Charter Trust Fund and is fully FCA (Financial Conduct Authority) complaint. By taking out a pre-paid Funeral Plan also means that any wishes you have for the arrangements will be carried out in accordance with your instructions.


A & A Walters Funeral Directors is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN: 965279).

What funeral plans do A & A Walters offer?


At A & A Walters we offer a range of funeral plans - both packaged and tailored to an individual's specific needs. Collectively, all plan's provided by us directly are known as 'Independent Way Funeral Plans'. All our Funeral plans are FCA (Financial Conduct Authority) complaint


Our range of 'Independent Way' packaged plans are outlined below as - 'The Poppy', 'The Cornflower', 'The Bluebell', 'The Snowdrop' and 'The Wild Rose'. Each plan has defined elements as well as an allowance included for 3rd party costs (e.g. crematorium fee, Minister's fee, flowers etc.) These plans provide a level of funeral cover to suit all budgets.


Alternatively, our 'Orchid' plan enables you to design your funeral service right down to the smallest of details. It also enables you to include and pay for features not otherwise included within the packaged plans. This may include (but is not limited to) a more unusual hearse, a service in a church, a piper or dove release or a burial of cremated remains.


Whether you choose one of our 'Independent Way' packaged or our fully tailored 'Orchid' funeral plan, rest assured, your money remains fully protected.


All funeral plans include a one-off £249 admininstration fee which is charged by Golden Charter to manage the trust fund.


You can read our Funeral Plan Pricing Policy here.


What are the payment options?


There are four payment options which are outlined in the 'Your questions answered' section below.

What are the benefits of an

A & A Walters funeral plan?

At A & A Walters we believe that we know a thing or two about funeral plans. Take out a funeral plan with us and be assured of the benefits:

  • Fully FCA (Financial Conduct Authority) complaint
  • You are able to organise every detail of your funeral
  • Relieve your family of worry and uncertainty
  • Guarantee the costs of our services*
  • Financial security
  • Value for money
  • You ensure that your funeral is carried out by A & A Walters in accordance with your wishes
  • You are in safe hands, A. & A. Walters have been caring for families since 1850 and are 8-time winners of the 'Funeral Planner of the Year' award.

*Although the funeral director's own fees are fully guaranteed for the services requested within the plan, additional charges maybe requested at time of need for third-party disbursements (e.g. crematorium and/or burial,) where the rise in these costs have exceeded the plan growth. This applies to both our Packaged and Tailored funeral plans.

Pre paid funeral plans ~ your questions answered...

How safe is my money?
How are A&A Walters 'Independent Way' Funeral plans different from other types of Funeral Plan?
I want to buy a Funeral Plan from another provider, can I still nominate A&A Walters to carry out my funeral?
Can anyone apply for a Walters funeral plan?
How can a plan be paid for?
What happens once I've bought my plan?
What if I change my mind?
What happens when the plan holder dies?
What if the plan holder dies whilst in another country?
Can the funeral plan be transferred to someone else?
Can I take out a plan for someone else?
What if the plan holder moves to a different area?

Don't find the answer you are looking for?


Feel free to email us at tipton@waltersfunerals.co.uk or telephone 0121 557 1347 and speak to one of our funeral planning specialists.

Compare our 'Independent Way'

funeral plans

Choose from our range of Independent Way 'packaged' plans ('The Poppy, Cornflower, Bluebell, Snowdrop or Wild Rose) or allow us to design a 'fully tailored' funeral Plan ('The Orchid') to meet your exact needs...

The Poppy
The Cornflower
The Bluebell
The Snowdrop
The Wild Rose
The Orchid
The Poppy
The Cornflower
The Bluebell

~ The Bluebell ~

'Independent Way' packaged funeral plan.



Coffin Choice

Quality Oak

Conveyance into our care (up to 25 miles from our offices)

Night or Day

Choice of Funeral Date & Time


Making of Funeral Arrangements


Attended Funeral Service




Limousine (6 seats)


Viewing in our Chapel of Rest


A team of professional Pallbearers


Processional Cortege (inc. personalised journey)


Quality Floral Coffin Spray


Service Sheets (A4 single page, folded card)

Yes (30 copies)

Fully customisable online Memorial Tribute with charitable donation facility


Donation box at service


Aftercare & support


Funeral Plan Administration fee included (£249)


3rd Party Allowance Included


Please note: Our funeral plans do not include the purchase of new graves. These must be purchased separately.


3rd party allowance - to go towards disbursement costs paid out on your behalf (e.g. crematorium fee, minister fee, flowers, horses etc.) Although the Funeral Director's own fees are fully guaranteed for their services within the plan, additional charges may be payable at time of need for 3rd party costs (disbursements) where the rise in these costs have exceeded the plan growth or where additional disbursements are incurred,


Our fixed plans are best suited to Cremation and single venue service locations. Where there is to be a service in a Church or a burial (inc. cremated remains) then our 'Orchid' (tailored) funeral plans would typically be more suitable.

The Snowdrop
The Wild Rose
The Orchid

Interested in our 'Orchid' (fully tailored) 'Independent Way' funeral plan?

Enquire about an A & A Walters 'Orchid' Funeral Plan today

by clicking on the your preferred option below and completing our Enquiry Form.